HOA vs. Homeowner Water Damage in South Jordan, UT
Living in an HOA community in South Jordan, UT has its benefits—but when water damage strikes, it can be confusing to figure out who’s responsible: you or the HOA?
At EcoRestore Water Damage & Restoration, we’ve worked with both homeowners and HOAs throughout Daybreak, Oquirrh Shadows, and surrounding neighborhoods to navigate tricky insurance situations. Here’s what you need to know if your property has suffered water damage in an HOA-governed community.
Who’s Responsible for Water Damage — You or the HOA?
Responsibility often depends on the **source of the damage** and your community’s **Covenants, Conditions & Restrictions (CC&Rs)**. Here’s a general guideline:
| Source of Water Damage | Likely Responsible Party |
|---|---|
| Leaking roof maintained by HOA | HOA |
| Burst pipe inside your unit | Homeowner |
| Foundation water intrusion | Depends on HOA agreement |
| Shared wall pipe leak | May be shared or HOA-owned |
Common Water Damage Scenarios in South Jordan HOAs
- 🏘️ Leaky roof in a condo maintained by the HOA
- 🧱 Water intrusion from poorly sealed exterior siding
- 🪠 Sewer backup affecting multiple attached units
- 🚿 Burst pipe in one unit damaging others
Steps to Take if You Have Water Damage
- 📞 Report it to your HOA and property manager immediately
- 📸 Document all damage with photos and videos
- 💧 Call a certified restoration company like EcoRestore
- 📄 Review your CC&Rs to understand coverage boundaries
- 📋 File a claim through your homeowner’s insurance if applicable
How EcoRestore Helps with HOA Insurance Claims
We don’t just clean up the damage — we help you build a case with your HOA and insurance carrier by:
- 🕵️ Moisture mapping and source identification
- 📝 Detailed documentation and reporting
- 📋 Working directly with adjusters
- 🛠 Handling full cleanup, drying, and reconstruction
- 🤝 Coordinating between homeowner and HOA board
Recent HOA Projects in South Jordan
- ✅ Multi-unit pipe burst in Daybreak – handled claims with 3 adjusters, restored 5 condos
- ✅ Roof leak over shared townhome wall – repaired drywall and coordinated HOA reimbursement
- ✅ Basement flooding due to shared drainage – worked with HOA attorney and insurer
What If the HOA Delays or Denies Responsibility?
If your HOA is dragging its feet or denying liability, EcoRestore can help you prepare documentation and connect you with a local insurance or real estate attorney experienced in South Jordan HOA cases.
Need Help with HOA Water Damage?
Whether you live in Daybreak, Brookwood Estates, or near The District, we’re here to assist. Call 385-289-3588 or contact EcoRestore now for fast, licensed restoration and support with your insurance claim.
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